5 Investments Worth Considering

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Many of us grow up with conflicting values around wealth and money and how the two can work together. Managing your money effectively is important if you want it to work for you.

Your money should work hard for you, and you can achieve this through investing. Below, we look at investment opportunities you might want to consider.

Common Investment Options

Retirement Funds

When it comes to retirement, you need to start investing as soon as possible. Retirement savings depend on leaving that nest egg alone for as long as you can. Retirement funds offer income tax benefits and are ideal as loans in the event of a financial crisis. What’s more, your employer may just match your monthly contribution.

Unit Trusts

Unit trusts pool money from lots of investors to invest in assets like property, shares or bonds. Rather than choosing investments yourself, a unit trust gives you exposure to a variety of assets that are chosen and managed by your investment advisor.

Unit trusts are a great way to beat inflation and save. Your funds are managed by experts at all times. Diversification is easy, too, allowing you to invest in an array of securities.


Financial wellbeing must be a long-term commitment. With the right discipline and guidance, you can achieve your goals sooner than you may think. Another way to diversify your portfolio is to invest in something solid. Gold such as the Australian gold bullion usually perform well in uncertain times and often provide financial protection in times of market turmoil.



Bitcoin is a cryptocurrency online payment system. You can transact directly with other users around the world with no need for an intermediary like a bank. There’s no single administrator or central repository, either. Investing in Bitcoin means you are not tied down to any government or financial institutions and you can remain completely anonymous. You also get access to what would otherwise be inaccessible markets.


Investing in property is a less volatile choice that requires a long-term approach. While you run risks with any investment, property is still one of the best options since people always need somewhere to live. There are a range of options to consider, from buying a single home to live in to investing in more properties, land or even commercial property. Overall, real estate is a good option as it offers long-term growth and can be completely paid up while still reaping the benefits of an ongoing income if you rent out the property.

Property really gives you the best of both worlds. You can enjoy living in your investment, take advantage of an income if you rent it out, and always enjoy the fact that it is yours. Of course, once it is paid off, there’s also the reward of knowing you can leave it behind for your children one day.

What’s more, if your property increases in value, you can benefit from capital gain when you decide to sell it and property is still less volatile than other types of investments.


Money should be viewed as a tool to help you achieve your goals and reach financial independence. Find investments that interest you in the long run and watch your money grow.